The vast majority of non-banking companies operating online have free quotes for new customers in their offer. Check where you will get such a payday loan and see how much you can borrow without incurring any additional costs!
The first payday loan for free is an offer addressed to new clients of a given lender. So you can use it only once. Offers of this type can be found in non-banking companies operating online. All such proposals usually differ only with the maximum amount of free commitment. Here are payday loan companies in which you will find a free payday. See how much and where you can borrow for free even in a few minutes.
The maximum amount of the first payday loan for free
Currently, the highest amount of the first free payday loan is PLN 3,000. You can get such a break from Hypocredit. Applying for the maximum payday in a given institution does not mean that you will receive such a payday loan. It all depends on your creditworthiness. If it is insufficient, the company may reject your application or offer you a sum matching your options. The minimum amount of the liability incurred varies between PLN 100 and PLN 300.
See how to check your creditworthiness
Terms of a free payday loan
As we have already mentioned, free payday loans are an offer exclusively for new clients of a given lender. But this is not the only condition that must be met to obtain the first payday loan at no cost. The lender will not charge for the money only if the client gives it back on time. The date of return of the payday loan is specified in the contract If you make a transfer to the payday loan institution’s account before that date, you only return the borrowed capital – without any interest or commission.
However, if you are late at least one day, the company has the right to charge us for a payment in accordance with its price list. Free payday loans are a promotional offer. By delaying the repayment of the borrowed amount, you do not fulfill the terms of the promotion and the contract you signed. Hence the lender’s right to obtain the costs of a payday compatible with the so-called anti-usury law.
In addition to the standard payment for the money, which may occur in the event of late payment, the lender will also charge you the so-called penalty interest. Their amount is currently 14% per annum. Interest is calculated for each day of delay. The longer you wait so long for the return of the commitment, the more you will have to give up. Therefore, if you want to avoid additional costs, choose only the amount of the payday loan that you will be able to safely donate in the period acceptable by the lender.
How do you choose a free payday loan?
The table presented above includes over twenty non-bank companies offering the first payday loan for free. As we have already mentioned, the rules for giving payday for PLN 0 in each of the above institutions are identical.
When choosing a payday loan for yourself, it is worth not only suggesting the amount required or acceptable by the lender. You should also take into account other elements of the payday, such as the maximum period for which you can borrow money, the acceptable age of the borrower or the rate of cash withdrawal. Knowing these parameters, you will be able to quickly compare payday offers and choose the one that really suits your needs.
How to apply for a free payday loan?
If you are interested in the offer of the first payday loan for free, all you need to do is click on the links included in the statement of payday offers presented above. Thanks to this you will be redirected to the lender’s website, where you fill out the registration form and complete all formalities related to applying for a payday loan.
However, if you would like to find out more about a particular lender, click on the link below and go to our main ranking of offers. After clicking on the short-answer proposal located there, you will compare payday loan offers also for other parameters.
Get to know the details of your payday loan!